What is a diversified income fund?

A fund that invests across several income-producing asset classes to generate regular income while spreading risk.

Is the income guaranteed?

No — income depends on the performance of the underlying assets and can vary or fall over time.

Who should consider a diversified income fund?

Investors seeking regular income with diversification, who understand that capital and income are not guaranteed.

Diversified Income Funds in Australia

2 funds found

Diversified income funds spread investor capital across a mix of income-producing assets, such as bonds, loans, property, shares and cash, with the aim of delivering regular income while reducing reliance on any single asset class. By blending different income streams, these funds seek to smooth returns and manage risk compared with holding a single income asset. Some are actively managed with allocations shifting over time, while others follow a set mix. Diversified income funds are available to both retail and wholesale investors, with varying minimum investments, fees and liquidity terms. They are commonly used by investors seeking yield without taking on the full volatility of sharemarkets. The AusBiz Invest Diversified Income Funds category lists Australian diversified income funds from a range of issuers, with details on structure, target income, minimum investment and documentation. Income is not guaranteed and capital can fall. Review the PDS and TMD before investing.