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Personal Loan

Calculate your personal loan repayments based on the loan amount, interest rate and term.

Loan Details

$

The total amount you wish to borrow

%

Annual interest rate (p.a.)

years

The length of the loan

$

Application, settlement, valuation fees

$

Ongoing account-keeping fees

Monthly Repayment

$449.96

Loan Amount$20,000.00
Total Interest$6,997.53
Total Repayments$26,997.53
Comparison Rate100.00% p.a.

Based on a $20,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Principal vs Interest

74%
Principal: $20,000.00
Interest: $6,997.53

Important Information & Assumptions

This calculator is a general information tool only and does not constitute financial product advice. It is not intended to be relied upon for the purpose of making a decision in relation to a financial product. You should consider obtaining advice from a financial services licensee before making any financial decisions.

The results are estimates only and are based on the assumptions you have provided. Actual amounts may vary depending on your individual circumstances, interest rates, fees, and other factors not accounted for in this calculator.

All default assumptions used in this calculator can be changed by you. Default values are indicative only and may not reflect current market conditions or your personal situation.

Where results project amounts payable at a future time of 2 or more years, those amounts are not adjusted for inflation and are expressed in today's dollars unless otherwise stated.

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